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KBE vs XLY

State Street SPDR S&P Bank ETF vs State Street Consumer Discretionary Select Sector SPDR ETF

KBE

State Street SPDR S&P Bank ETF

Annual cost

0.35%

Fund size

$1.4B

XLY

State Street Consumer Discretionary Select Sector SPDR ETF

Annual cost

0.08%

Fund size

$23.8B

Key differences

Both KBE and XLY are equity ETFs. KBE charges 0.35% a year and XLY 0.08%. The main difference: XLY costs 0.27% less per year.

  • XLY costs 0.27% less per year.
  • XLY is much larger than KBE. Larger funds are usually more liquid and less likely to close.
  • Over the last three years, KBE has delivered higher annualized returns.
  • XLY has a longer track record, which may reduce uncertainty around long-term behavior.

Side-by-side comparison

KBEXLY
Annual cost (TER)0.35%0.08%
Fund size (AUM)$1.4B$23.8B
Since20051998
Dividend yield2.33%0.74%
Asset classequityequity
Regionnorth americanorth america
Strategyindex trackingindex tracking
CAGR 1Y+24.1%+7.8%
CAGR 3Y+27.0%+15.8%
CAGR 5Y+6.0%+6.7%
Sharpe 3Y0.910.64
Volatility 1Y21.74%18.28%
Max drawdown-53.14%-39.67%

Similar to KBE and XLY