Six portfolios. Pick the one that matches your horizon.
Each is a fixed allocation with the ETFs that fit. No questionnaire, no fee, no advice. Just the math the industry charges 1% for. Refine the mix on any page.
- Conservative20/60/5/15
Capital preservation first, modest growth second. Built to keep what you have when stocks are falling.
Read the breakdown → - Defensive35/50/10/5
Bond-heavy, but with enough equity to keep growing. The middle ground between Conservative and Balanced.
Read the breakdown → - Balanced50/35/10/5
The classic 50/50-ish split. Equity for growth, bonds for ballast, alternatives for diversification.
Read the breakdown → - Growth65/25/10/0
Equity-led, with bonds and alternatives keeping drawdowns survivable. The classic long-horizon mix.
Read the breakdown → - Dynamic80/15/5/0
Heavy equity for compounding, with a token bond sleeve as ballast. Built for the 15+ year game.
Read the breakdown → - Aggressive95/5/0/0
Almost all equity. Built for the longest horizons that can sit through 40%+ drawdowns without flinching.
Read the breakdown →
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