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SCHD vs UDI

Schwab U.S. Dividend Equity ETF vs USCF Dividend Income ETF

SCHD

Schwab U.S. Dividend Equity ETF

Annual cost

0.06%

Fund size

$94.9B

UDI

USCF Dividend Income ETF

Annual cost

0.65%

Fund size

$4M

Key differences

Both SCHD and UDI are equity ETFs. SCHD charges 0.06% a year and UDI 0.65%. The main difference: SCHD follows a index tracking strategy; UDI uses active selection.

  • SCHD follows a index tracking strategy; UDI uses active selection.
  • SCHD costs 0.59% less per year.
  • SCHD is much larger than UDI. Larger funds are usually more liquid and less likely to close.
  • Over the last three years, UDI has delivered higher annualized returns.
  • SCHD has a longer track record, which may reduce uncertainty around long-term behavior.

Side-by-side comparison

SCHDUDI
Annual cost (TER)0.06%0.65%
Fund size (AUM)$94.9B$4M
Since20112022
Dividend yield3.25%2.50%
Asset classequityequity
Regionnorth americanorth america
Strategyindex trackingactive selection
CAGR 1Y+25.7%+22.4%
CAGR 3Y+15.2%+17.1%
CAGR 5Y+8.4%N/A
Sharpe 3Y0.881.03
Volatility 1Y10.93%10.23%
Max drawdown-33.37%-14.17%

Beyond the comparison: Beacon helps you build, track, and project a portfolio with the ETFs you pick.

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