Screener
TLDR vs BILS
The Laddered T-Bill ETF vs State Street SPDR Bloomberg 3-12 Month T-Bill ETF
Key differences
Both TLDR and BILS are fixed income ETFs. TLDR charges 0.20% a year and BILS 0.14%. The main difference: TLDR follows a active selection strategy; BILS uses index tracking.
- TLDR follows a active selection strategy; BILS uses index tracking.
- BILS costs 0.06% less per year.
- BILS is much larger than TLDR. Larger funds are usually more liquid and less likely to close.
- BILS has a longer track record, which may reduce uncertainty around long-term behavior.
Side-by-side comparison
| TLDR | BILS | |
|---|---|---|
| Annual cost (TER) | 0.20% | 0.14% |
| Fund size (AUM) | $6M | $3.9B |
| Since | 2026 | 2020 |
| Dividend yield | — | 3.85% |
| Asset class | fixed income | fixed income |
| Region | north america | north america |
| Strategy | active selection | index tracking |
| CAGR 1Y | N/A | +3.9% |
| CAGR 3Y | N/A | +4.7% |
| CAGR 5Y | N/A | +3.3% |
| Sharpe 3Y | N/A | 3.87 |
| Volatility 1Y | — | 0.23% |
| Max drawdown | -0.05% | -0.41% |
Beyond the comparison: Beacon helps you build, track, and project a portfolio with the ETFs you pick.