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TLDR vs TLT

The Laddered T-Bill ETF vs iShares 20+ Year Treasury Bond ETF

TLDR

The Laddered T-Bill ETF

Annual cost

0.20%

Fund size

$6M

TLT

iShares 20+ Year Treasury Bond ETF

Annual cost

0.15%

Fund size

$42.9B

Key differences

Both TLDR and TLT are fixed income ETFs. TLDR charges 0.20% a year and TLT 0.15%. The main difference: TLDR follows a active selection strategy; TLT uses index tracking.

  • TLDR follows a active selection strategy; TLT uses index tracking.
  • TLT costs 0.05% less per year.
  • TLT is much larger than TLDR. Larger funds are usually more liquid and less likely to close.
  • TLT has a longer track record, which may reduce uncertainty around long-term behavior.

Side-by-side comparison

TLDRTLT
Annual cost (TER)0.20%0.15%
Fund size (AUM)$6M$42.9B
Since20262002
Dividend yield4.55%
Asset classfixed incomefixed income
Regionnorth americanorth america
Strategyactive selectionindex tracking
CAGR 1YN/A+4.1%
CAGR 3YN/A-1.3%
CAGR 5YN/A-6.2%
Sharpe 3YN/A-0.28
Volatility 1Y9.68%
Max drawdown-0.05%-48.35%

Beyond the comparison: Beacon helps you build, track, and project a portfolio with the ETFs you pick.

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