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TLDR vs ZTOP

The Laddered T-Bill ETF vs F/m High Yield 100 ETF

TLDR

The Laddered T-Bill ETF

Annual cost

0.20%

Fund size

$6M

ZTOP

F/m High Yield 100 ETF

Annual cost

0.39%

Fund size

$17M

Key differences

Both TLDR and ZTOP are fixed income ETFs. TLDR charges 0.20% a year and ZTOP 0.39%. The main difference: TLDR follows a active selection strategy; ZTOP uses index tracking.

  • TLDR follows a active selection strategy; ZTOP uses index tracking.
  • TLDR costs 0.19% less per year.
  • ZTOP is much larger than TLDR. Larger funds are usually more liquid and less likely to close.

Side-by-side comparison

TLDRZTOP
Annual cost (TER)0.20%0.39%
Fund size (AUM)$6M$17M
Since20262025
Dividend yield6.23%
Asset classfixed incomefixed income
Regionnorth americanorth america
Strategyactive selectionindex tracking
CAGR 1YN/A+6.5%
CAGR 3YN/AN/A
CAGR 5YN/AN/A
Sharpe 3YN/AN/A
Volatility 1Y3.33%
Max drawdown-0.05%-2.52%

Beyond the comparison: Beacon helps you build, track, and project a portfolio with the ETFs you pick.

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