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UDI vs SCHD

USCF Dividend Income ETF vs Schwab U.S. Dividend Equity ETF

UDI

USCF Dividend Income ETF

Annual cost

0.65%

Fund size

$4M

SCHD

Schwab U.S. Dividend Equity ETF

Annual cost

0.06%

Fund size

$94.9B

Key differences

Both UDI and SCHD are equity ETFs. UDI charges 0.65% a year and SCHD 0.06%. The main difference: UDI follows a active selection strategy; SCHD uses index tracking.

  • UDI follows a active selection strategy; SCHD uses index tracking.
  • SCHD costs 0.59% less per year.
  • SCHD is much larger than UDI. Larger funds are usually more liquid and less likely to close.
  • Over the last three years, UDI has delivered higher annualized returns.
  • SCHD has a longer track record, which may reduce uncertainty around long-term behavior.

Side-by-side comparison

UDISCHD
Annual cost (TER)0.65%0.06%
Fund size (AUM)$4M$94.9B
Since20222011
Dividend yield2.50%3.25%
Asset classequityequity
Regionnorth americanorth america
Strategyactive selectionindex tracking
CAGR 1Y+24.7%+26.9%
CAGR 3Y+17.3%+15.3%
CAGR 5YN/A+8.8%
Sharpe 3Y1.050.89
Volatility 1Y10.29%10.93%
Max drawdown-14.17%-33.37%

Beyond the comparison: Beacon helps you build, track, and project a portfolio with the ETFs you pick.

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