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XLU vs XLFI

State Street Utilities Select Sector SPDR ETF vs State Street Financial Select Sector SPDR Premium Income ETF

XLU

State Street Utilities Select Sector SPDR ETF

State Street Investment Management

Annual cost

0.08%

Fund size

$24.1B

XLFI

State Street Financial Select Sector SPDR Premium Income ETF

State Street Investment Management

Annual cost

0.35%

Fund size

$3M

Key differences

  • XLU costs 0.27% less per year.
  • XLU is significantly larger than XLFI — larger funds tend to be more liquid and less likely to close.
  • XLU is classified as equity, while XLFI is alternative — different risk/return profiles.
  • XLU follows a index tracking strategy; XLFI uses option income.
  • XLU has a longer track record, which may reduce uncertainty around long-term behavior.

Side-by-side comparison

XLUXLFI
Annual cost (TER)0.08%0.35%
Fund size (AUM)$24.1B$3M
Since19982025
Dividend yield2.54%
Asset classequityalternative
Regionnorth americanorth america
Strategyindex trackingoption income
CAGR 1Y+14.8%N/A
CAGR 3Y+14.4%N/A
CAGR 5Y+10.1%N/A
Sharpe 3Y0.69N/A
Volatility 1Y14.32%
Max drawdown-36.07%-11.89%

Green dot indicates the better value for that metric. Performance data is historical and does not predict future results.

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