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XLY vs KBE

State Street Consumer Discretionary Select Sector SPDR ETF vs State Street SPDR S&P Bank ETF

XLY

State Street Consumer Discretionary Select Sector SPDR ETF

Annual cost

0.08%

Fund size

$23.8B

KBE

State Street SPDR S&P Bank ETF

Annual cost

0.35%

Fund size

$1.4B

Key differences

Both XLY and KBE are equity ETFs. XLY charges 0.08% a year and KBE 0.35%. The main difference: XLY costs 0.27% less per year.

  • XLY costs 0.27% less per year.
  • XLY is much larger than KBE. Larger funds are usually more liquid and less likely to close.
  • Over the last three years, KBE has delivered higher annualized returns.
  • XLY has a longer track record, which may reduce uncertainty around long-term behavior.

Side-by-side comparison

XLYKBE
Annual cost (TER)0.08%0.35%
Fund size (AUM)$23.8B$1.4B
Since19982005
Dividend yield0.74%2.33%
Asset classequityequity
Regionnorth americanorth america
Strategyindex trackingindex tracking
CAGR 1Y+7.8%+24.1%
CAGR 3Y+15.8%+27.0%
CAGR 5Y+6.7%+6.0%
Sharpe 3Y0.640.91
Volatility 1Y18.28%21.74%
Max drawdown-39.67%-53.14%

Similar to XLY and KBE