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XRT vs XLY

State Street SPDR S&P Retail ETF vs State Street Consumer Discretionary Select Sector SPDR ETF

XRT

State Street SPDR S&P Retail ETF

State Street Investment Management

Annual cost

0.35%

Fund size

$206M

XLY

State Street Consumer Discretionary Select Sector SPDR ETF

State Street Investment Management

Annual cost

0.08%

Fund size

$23.1B

Key differences

  • XLY costs 0.27% less per year.
  • XLY is significantly larger than XRT — larger funds tend to be more liquid and less likely to close.
  • Over the last 3 years, XLY has delivered higher annualized returns.
  • XLY has a longer track record, which may reduce uncertainty around long-term behavior.

Side-by-side comparison

XRTXLY
Annual cost (TER)0.35%0.08%
Fund size (AUM)$206M$23.1B
Since20061998
Dividend yield0.81%0.75%
Asset classequityequity
Regionnorth americanorth america
Strategyindex trackingindex tracking
CAGR 1Y+12.2%+13.5%
CAGR 3Y+11.7%+17.5%
CAGR 5Y-1.2%+7.8%
Sharpe 3Y0.450.71
Volatility 1Y20.42%18.18%
Max drawdown-47.02%-39.67%

Green dot indicates the better value for that metric. Performance data is historical and does not predict future results.

Similar to XRT and XLY