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CARDMax Auto Industry -3X Inverse Leveraged ETN

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The index is a net total return index that tracks the stock prices of U.S.-listed companies that have operations relating to the automobile industry, including automobile manufacturing, parts and retail, and new and used car dealers.

Bank of Montreal · Since 2023 (2 years)

Annual Cost

0.95%

#4471 out of 5,332 ETFs

Fund Size

$2M

#5116 out of 5,332 ETFs

Dividend Yield

0.00%

Track Record

2 years

#3150 out of 5,332 ETFs

Performance

1 Year

-50.2%

3 Years

N/A

5 Years

N/A

What's inside

Asset class
Strategy
inverse

Asset allocation

Stocks
100.0%

Sector breakdown

Consumer Cyclical
98.7%
Industrials
1.4%

Top holdings

Carvana Co Class ACVNA12.3%
Tesla IncTSLA11.5%
Ford Motor CoF9.5%
General Motors CoGM8.4%
O'Reilly Automotive IncORLY7.9%
AutoZone IncAZO7.6%
Rivian Automotive Inc Class ARIVN7.2%
Genuine Parts CoGPC4.6%
Ferrari NVRACE.MI4.3%
CarMax IncKMX3.9%

Risk profile

Volatility (1Y)

68.1%

High

Max drawdown

-82.5%

Worst peak-to-trough loss

Sharpe (3Y)

N/A

Sortino (3Y)

N/A

Similar ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Leveraged
Warning

Leveraged ETF — not a long-term hold

This fund uses leverage to amplify daily returns (e.g. 2x or 3x of an index). Daily rebalancing creates volatility decay — over weeks and months, the fund's return drifts from the stated multiple. In trending markets with low realised volatility, leveraged index ETFs can outperform their nominal multiple; in sideways or volatile markets they bleed. Designed for short-term tactical use, not buy-and-hold.

Source: Cheng & Madhavan, 'The Dynamics of Leveraged and Inverse ETFs' (2009)

Why we flagged this: strategy=inverse + leveraged_name_or_strategy

Inverse
Warning

Inverse ETF — daily tool only

Delivers the inverse of the benchmark's daily return. The compounding path makes multi-day holding unpredictable even when the benchmark's total move goes your way. Legitimate as a one-day hedge; dangerous as a view.

Source: Cheng & Madhavan (2009)

Why we flagged this: strategy=inverse + inverse_name_or_strategy

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

Data updated on 2026-05-05