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CSHINEOS Enhanced Income 1-3 Month T-Bill ETF

Stay safeGet income3y track recordRanked #25 of 340 in this goal

Seeks to generate monthly income in a tax efficient manner.

By Neos Funds · Launched 2022

Annual Cost

0.38%

#1,874 of 5,562 · low cost

Fund Size

$1.3B

#979 of 5,562 · large

Dividend YieldGoal

4.90%

Track Record

3 years

#2,764 of 5,562 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$10,513+5.1%

Total-return NAV, USD. Net of fund fees, before tax.

Classification

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Option income

What it actually holds

By weight

Concentration

Top 10 holdings = 81.2% of fundconcentrated

United States Treasury Bill
9.2%
United States Treasury Bill
8.9%
United States Treasury Bill
8.5%
United States Treasury Bill
8.3%
United States Treasury Bill
8.2%
United States Treasury Bill
8.0%
United States Treasury Bill
7.9%
United States Treasury Bill
7.7%
United States Treasury Bill
7.6%
United States Treasury Bill
7.0%

Asset allocation

Cash
99.0%
Other
1.1%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
0.9%Low

Year-on-year price swings

Max drawdown
-1.7%Mild

Worst peak-to-trough loss

Sharpe (3Y)
1.25Strong risk-adjusted returns
Sortino (3Y)
1.84Good downside protection

Where to buy

Listing

Exchange
NYSE Arca

Full fund details

Objective
Seeks to generate monthly income in a tax efficient manner.
Strategy
Invests primarily in 1-3 month T-Bills and utilizes S&P 500 Index put options to enhance income. The strategy aims for high monthly returns while managing tax efficiency through Section 1256 Contracts.
Inception date
August 29, 2022
Fund family
Neos Funds

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Covered call
Warning

Covered call ETF — yield ≠ total return

The high distribution yield is not free income — it comes from selling upside via call options. Research finds these strategies systematically underperform their underlying index over full cycles, typically by 100–300 basis points per year depending on the option-overlay design. The monthly distributions make the shortfall hard to see in return summaries.

Source: Israelov & Ndong, 'A Devil's Bargain: When Generating Income Undermines Investment Returns' (NDVR, 2023)

Why we flagged this: strategy=option_income + option_income_strategy

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-06-19