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IVVMiShares Large Cap Moderate Quarterly Laddered ETF

Grow my moneyDiversifier3y track recordRanked #68 of 266 in this goal

Seeks to track the share price return of the iShares Core S&P 500 ETF while providing downside protection against approximately the first 5% of losses.

By BlackRock · Launched 2023

Annual Cost

0.50%

#2,660 of 5,854 · average

Fund Size

$168M

#2,494 of 5,854 · mid-size

Return (1Y)Goal

+13.2%

Track Record

3 years

#2,985 of 5,854 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$11,314+13.1%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 10 holdings = 102.4% of fundconcentrated

ISHARES TRUST
101.5%
BLACKROCK CASH FUNDS
0.5%
JANE STREET LLC
0.2%
GOLDMAN SACHS & CO. LLC
0.2%
CHICAGO MERCANTILE EXCHANGEMESM6
0.0%
JANE STREET LLC
0.0%
JANE STREET LLC
0.0%
GOLDMAN SACHS & CO. LLC
0.0%
GOLDMAN SACHS & CO. LLC
-0.0%
GOLDMAN SACHS & CO. LLC
-0.0%

Asset allocation

Stocks
52.7%
Cash
47.3%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
7.4%Low

Year-on-year price swings

Max drawdown
-11.6%Mild

Worst peak-to-trough loss

Sharpe (3Y)
0.99Decent risk-adjusted returns
Sortino (3Y)
1.46Good downside protection

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to track the share price return of the iShares Core S&P 500 ETF while providing downside protection against approximately the first 5% of losses.
Strategy
Invests primarily in equity securities of large capitalization companies and seeks to track the share price return of the iShares Core S&P 500 ETF while providing downside protection against approximately the first 5% of Underlying ETF losses. Uses FLEX Options to manage downside risk and aims for a risk/return profile similar to the Underlying ETF.
Inception date
June 28, 2023
Fund family
BlackRock

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-03