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JAJLInnovator Equity Defined Protection ETF - 6 Mo Jan/Jul

Grow my money1y track recordRanked #1,693 of 2,960 in this goal

Seeks to provide investors with returns that match the upside return of the Underlying ETF, up to the upside cap of 3.30% while providing a buffer against 100% of Underlying ETF losses.

By Innovator ETFs · Launched 2024

Annual Cost

0.79%

#4,047 of 5,562 · expensive

Fund Size

$249M

#2,136 of 5,562 · mid-size

Return (1Y)Goal

+7.9%

Track Record

1 year

#3,659 of 5,562 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$10,793+7.9%

Total-return NAV, USD. Net of fund fees, before tax.

Classification

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 4 holdings = 100.1% of fundconcentrated

N/A
100.4%
N/A
3.2%
US BANK MMDA - USBGFS 9
0.1%
N/A
-3.7%

Asset allocation

Stocks
99.9%
Cash
0.1%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
2.0%Low

Year-on-year price swings

Max drawdown
-2.2%Mild

Worst peak-to-trough loss

Sharpe (3Y)
Unavailable

Needs 3+ years of history

Sortino (3Y)
Not yet

Needs 3+ years of history

Where to buy

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to provide investors with returns that match the upside return of the Underlying ETF, up to the upside cap of 3.30% while providing a buffer against 100% of Underlying ETF losses.
Strategy
Invests primarily in FLEX Options referencing the Underlying ETF and may also invest directly in the Underlying ETF. The strategy aims to replicate the Underlying ETF's performance while providing a buffer against 100% of losses during the Outcome Period. The Fund has a cap of 3.30% on returns, which is reduced to 2.90% after management fees. The net buffer for the Outcome Period is 99.60% after accounting for fees. Designed for investors holding Shares for the entire Outcome Period.
Inception date
June 28, 2024
Fund family
Innovator ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

Buffer ETF — downside protection at a cost

Defined-outcome funds cap upside (typically 8–20%) in exchange for partial downside protection (9–30%), priced via options. Fees are materially higher than the underlying index (often 0.70%+ vs 0.03–0.10%). For most pre-retirees, a simple stock/bond mix achieves similar downside behaviour at a fraction of the cost.

Source: Morningstar, 'Defined-Outcome ETFs: Useful or Uneconomic?' (2023)

Why we flagged this: strategy=structured_outcome + structured_outcome_strategy

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-06-19