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JAJLInnovator Equity Defined Protection ETF - 6 Mo Jan/Jul

Grow my money2y track recordRanked #1,691 of 2,992 in this goal

Seeks returns that match the upside return of the Underlying ETF, up to a cap of 3.30%, while providing a buffer against 100% of Underlying ETF losses.

By Innovator ETFs · Launched 2024

Annual Cost

0.79%

#4,208 of 5,854 · expensive

Fund Size

$249M

#2,173 of 5,854 · mid-size

Return (1Y)Goal

+6.1%

Track Record

2 years

#3,568 of 5,854 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$10,608+6.1%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 4 holdings = 100.1% of fundconcentrated

N/A
103.0%
N/A
1.1%
US BANK MMDA - USBGFS 9
0.2%
N/A
-4.2%

Asset allocation

Stocks
99.6%
Cash
0.2%
Other
0.2%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
1.9%Low

Year-on-year price swings

Max drawdown
-2.2%Mild

Worst peak-to-trough loss

Sharpe (3Y)
Unavailable

Needs 3+ years of history

Sortino (3Y)
Not yet

Needs 3+ years of history

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks returns that match the upside return of the Underlying ETF, up to a cap of 3.30%, while providing a buffer against 100% of Underlying ETF losses.
Strategy
Invests primarily in FLEX Options referencing the Underlying ETF to provide a buffer against 100% of losses and to match the upside return, capped at 3.30%. The strategy is designed for the Outcome Period from January 1, 2026 to June 30, 2026, with significant exposure to large-cap U.S. equities.
Inception date
June 28, 2024
Fund family
Innovator ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-03