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JANUAllianzIM U.S. Equity Buffer15 Uncapped Jan ETF

Stay safeGrow my money1y track recordRanked #186 of 340 in this goal

Seeks to provide returns that track the SPDR S&P 500 ETF Trust's share price returns above the Spread while providing a 15% downside Buffer against losses.

By AllianzIM · Launched 2024

Annual Cost

0.74%

#3,625 of 5,562 · average

Fund Size

$90M

#3,048 of 5,562 · mid-size

Dividend YieldGoal

0.00%

Track Record

1 year

#4,063 of 5,562 · young

Performance

Total-return NAV · USD
Growth of $10,000
$11,904+19.0%

Total-return NAV, USD. Net of fund fees, before tax.

Classification

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 3 holdings = 100.0% of fundconcentrated

SPY 12/31/2026 30.55 C4SPY 261231C00030550
95.9%
SPY 12/31/2026 707.36 P4SPY 261231P00707360
6.3%
SPY 12/31/2026 579.63 P4SPY 261231P00579630
-2.2%

Asset allocation

Stocks
99.7%
Cash
0.3%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
10.0%Moderate

Year-on-year price swings

Max drawdown
-11.8%Mild

Worst peak-to-trough loss

Sharpe (3Y)
Unavailable

Needs 3+ years of history

Sortino (3Y)
Not yet

Needs 3+ years of history

Where to buy

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to provide returns that track the SPDR S&P 500 ETF Trust's share price returns above the Spread while providing a 15% downside Buffer against losses.
Strategy
Pursues a buffered strategy by investing primarily in FLEX Options referencing the SPDR S&P 500 ETF Trust. Aims to track returns above a specified Spread while providing a 15% Buffer against losses. The Fund's performance is measured at the end of a one-year Outcome Period.
Inception date
December 31, 2024
Fund family
AllianzIM

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

Buffer ETF — downside protection at a cost

Defined-outcome funds cap upside (typically 8–20%) in exchange for partial downside protection (9–30%), priced via options. Fees are materially higher than the underlying index (often 0.70%+ vs 0.03–0.10%). For most pre-retirees, a simple stock/bond mix achieves similar downside behaviour at a fraction of the cost.

Source: Morningstar, 'Defined-Outcome ETFs: Useful or Uneconomic?' (2023)

Why we flagged this: strategy=structured_outcome + structured_outcome_strategy

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-06-19