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JULWAllianzIM U.S. Equity Buffer20 Jul ETF

Take a bet6y track recordRanked #127 of 949 in this goal

Seeks to match the share price returns of the SPDR S&P 500 ETF Trust, up to a specified upside Cap, while providing a Buffer against the first 20% of Underlying ETF losses.

By AllianzIM · Launched 2020

Annual Cost

0.74%

#3,781 of 5,861 · average

Fund Size

$231M

#2,246 of 5,861 · mid-size

Return (1Y)Goal

+8.9%

Track Record

6 years

#2,102 of 5,861 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$10,911+9.1%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 4 holdings = 100.1% of fundconcentrated

SPY 06/30/2026 4.63 C4SPY 260630C00004630
106.6%
SPY 06/30/2026 617.91 P4SPY 260630P00617910
0.3%
SPY 06/30/2026 494.28 P4SPY 260630P00494280
-0.1%
SPY 06/30/2026 683.22 C4SPY 260630C00683220
-6.8%

Asset allocation

Stocks
98.9%
Cash
1.1%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
4.3%Low

Year-on-year price swings

Max drawdown
-9.5%Mild

Worst peak-to-trough loss

Sharpe (3Y)
0.99Decent risk-adjusted returns
Sortino (3Y)
1.48Good downside protection

Listing

Exchange
NYSE Arca, Cboe BZX

Full fund details

Objective
Seeks to match the share price returns of the SPDR S&P 500 ETF Trust, up to a specified upside Cap, while providing a Buffer against the first 20% of Underlying ETF losses.
Strategy
Pursues a buffered strategy to match the share price returns of the SPDR S&P 500 ETF Trust at the end of a one-year Outcome Period, subject to a Cap and a Buffer against the first 20% of losses. Invests primarily in FLEX Options referencing the Underlying ETF, aiming for outcomes based on market conditions.
Inception date
June 30, 2020
Fund family
AllianzIM

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-04