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NJULInnovator Nasdaq-100 Power Buffer ETF - July

Take a bet6y track recordRanked #229 of 949 in this goal

Seeks QQQ price-return exposure up to a cap with a 15% buffer against Invesco QQQ Trust losses over each one-year outcome period.

By Innovator ETFs · Launched 2020

Annual Cost

0.79%

#4,215 of 5,861 · expensive

Fund Size

$211M

#2,319 of 5,861 · mid-size

Return (1Y)Goal

+8.5%

Track Record

6 years

#2,102 of 5,861 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$10,879+8.8%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

What it actually holds

By weight

Asset allocation

Stocks
99.8%
Cash
0.2%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
7.9%Low

Year-on-year price swings

Max drawdown
-14.4%Mild

Worst peak-to-trough loss

Sharpe (3Y)
0.90Decent risk-adjusted returns
Sortino (3Y)
1.33Good downside protection

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks QQQ price-return exposure up to a cap with a 15% buffer against Invesco QQQ Trust losses over each one-year outcome period.
Strategy
Actively managed defined-outcome fund investing substantially all assets in FLEX Options on the Invesco QQQ Trust (the Underlying ETF, Nasdaq-100 exposure). Targets the Underlying ETF's price return up to a 14.60% upside cap while buffering the first 15% of its losses. Outcome Period runs July 1 through June 30 and resets annually.
Inception date
June 30, 2020
Fund family
Innovator ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-04