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PSMJPacer Swan SOS Moderate (July) ETF

Grow my money4y track recordRanked #1,699 of 2,960 in this goal

Seeks to provide returns with a buffer against a pre-determined percentage of losses from the Underlying ETF.

By Pacer · Launched 2021

Annual Cost

0.49%

#2,404 of 5,562 · average

Fund Size

$88M

#3,062 of 5,562 · mid-size

Return (1Y)Goal

+14.6%

Track Record

4 years

#2,416 of 5,562 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$11,544+15.4%

Total-return NAV, USD. Net of fund fees, before tax.

Classification

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 5 holdings = 100.0% of fundconcentrated

N/A
103.7%
N/A
2.6%
U.S. Bank Money Market Deposit AccountUSBFS03
0.9%
N/A
-1.1%
N/A
-6.1%

Asset allocation

Stocks
188.3%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
5.4%Low

Year-on-year price swings

Max drawdown
-10.9%Mild

Worst peak-to-trough loss

Sharpe (3Y)
1.17Strong risk-adjusted returns
Sortino (3Y)
1.74Good downside protection

Where to buy

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to provide returns with a buffer against a pre-determined percentage of losses from the Underlying ETF.
Strategy
Invests primarily in FLEX Options referencing the SPDR S&P 500 ETF Trust to implement a structured outcome strategy. Aims to deliver specific investment outcomes while capping upside returns.
Inception date
June 30, 2021
Fund family
Pacer

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

Buffer ETF — downside protection at a cost

Defined-outcome funds cap upside (typically 8–20%) in exchange for partial downside protection (9–30%), priced via options. Fees are materially higher than the underlying index (often 0.70%+ vs 0.03–0.10%). For most pre-retirees, a simple stock/bond mix achieves similar downside behaviour at a fraction of the cost.

Source: Morningstar, 'Defined-Outcome ETFs: Useful or Uneconomic?' (2023)

Why we flagged this: strategy=structured_outcome + structured_outcome_strategy

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-06-19