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PSMJPacer Swan SOS Moderate (July) ETF

Grow my money5y track recordRanked #1,692 of 2,992 in this goal

Seeks to provide investors with returns that match the performance of the Underlying ETF, subject to a cap and buffer.

By Pacer · Launched 2021

Annual Cost

0.49%

#2,473 of 5,854 · average

Fund Size

$91M

#3,083 of 5,854 · mid-size

Return (1Y)Goal

+10.7%

Track Record

5 years

#2,362 of 5,854 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$11,059+10.6%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 5 holdings = 100.0% of fundconcentrated

N/A
104.8%
U.S. Bank Money Market Deposit AccountUSBFS03
0.5%
N/A
0.3%
N/A
-0.1%
N/A
-5.6%

Asset allocation

Stocks
207.4%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
5.4%Low

Year-on-year price swings

Max drawdown
-10.9%Mild

Worst peak-to-trough loss

Sharpe (3Y)
1.02Strong risk-adjusted returns
Sortino (3Y)
1.49Good downside protection

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to provide investors with returns that match the performance of the Underlying ETF, subject to a cap and buffer.
Strategy
Actively manages a structured outcome strategy using FLEX Options to provide a buffer against the first 15% of Underlying ETF losses while capping upside returns. The Fund's performance is linked to the Underlying ETF, aiming for flat returns if the ETF declines up to 15%.
Inception date
June 30, 2021
Fund family
Pacer

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-03