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TAPRInnovator Equity Defined Protection ETF - 2 Yr to April 2027

Grow my moneyStay safe1y track recordRanked #340 of 364 in this goal

Seeks to provide returns that match the upside return of the Underlying ETF, up to 15.32%, while providing a buffer against 100% of losses.

By Innovator ETFs · Launched 2025

Annual Cost

0.79%

#4,215 of 5,861 · expensive

Fund Size

$11M

#4,865 of 5,861 · small

Return (1Y)Goal

+5.4%

Track Record

1 year

#4,201 of 5,861 · young

Performance

Total-return NAV · USD
Growth of $10,000
$13,332+33.3%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 4 holdings = 100.1% of fundconcentrated

N/A
116.4%
N/A
1.9%
US BANK MMDA - USBGFS 9
0.6%
N/A
-18.8%

Asset allocation

Stocks
99.8%
Cash
0.2%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
2.2%Low

Year-on-year price swings

Max drawdown
-99.7%Severe

Worst peak-to-trough loss

Sharpe (3Y)
-0.96Below average
Sortino (3Y)
-1.12Moderate downside risk

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to provide returns that match the upside return of the Underlying ETF, up to 15.32%, while providing a buffer against 100% of losses.
Strategy
Invests primarily in instruments providing exposure to the State Street SPDR S&P 500 ETF Trust, designed to deliver capped upside returns and a buffer against losses. Outcomes are defined for the period 2025-2027.
Inception date
March 31, 2025
Fund family
Innovator ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-04