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TBJLInnovator 20+ Year Treasury Bond Buffer ETF – July

Diversifier5y track recordRanked #162 of 266 in this goal

Replicates the iShares 20+ Year Treasury Bond ETF with a 9% downside buffer, subject to an upside cap, over each one-year Outcome Period (July–June).

By Innovator ETFs · Launched 2020

Annual Cost

0.79%

#4,215 of 5,861 · expensive

Fund Size

$18M

#4,518 of 5,861 · small

Return (1Y)Goal

-3.5%

Track Record

5 years

#2,123 of 5,861 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$9,514-4.9%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

What it actually holds

By weight

Asset allocation

Bonds
100.0%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
5.9%Low

Year-on-year price swings

Max drawdown
-29.4%Moderate

Worst peak-to-trough loss

Sharpe (3Y)
-0.59Below average
Sortino (3Y)
-0.79Moderate downside risk

Listing

Exchange
Cboe BZX

Full fund details

Objective
Replicates the iShares 20+ Year Treasury Bond ETF with a 9% downside buffer, subject to an upside cap, over each one-year Outcome Period (July–June).
Strategy
Actively managed defined-outcome buffer ETF investing in FLEX Options referencing the iShares 20+ Year Treasury Bond ETF (Underlying ETF, which tracks long-dated U.S. Treasury bonds), and may invest directly in that ETF or its constituents. Targets the Underlying ETF's price return buffered against the first 9% of losses with an upside cap, reset annually each July 1 through June 30.
Inception date
August 17, 2020
Fund family
Innovator ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-04