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TBJLInnovator 20+ Year Treasury Bond Buffer ETF – July

Grow my money5y track recordRanked #2,266 of 2,960 in this goal

By Innovator ETFs · Launched 2020

Annual Cost

0.79%

#4,047 of 5,562 · expensive

Fund Size

$23M

#4,273 of 5,562 · small

Return (1Y)Goal

-0.3%

Track Record

5 years

#2,169 of 5,562 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$9,945-0.6%

Total-return NAV, USD. Net of fund fees, before tax.

Classification

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

ICE US Treasury 20+ Year Bond Index

What it actually holds

By weight

Asset allocation

Bonds
99.0%
Cash
1.0%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
5.9%Low

Year-on-year price swings

Max drawdown
-29.2%Moderate

Worst peak-to-trough loss

Sharpe (3Y)
-0.43Below average
Sortino (3Y)
-0.58Moderate downside risk

Where to buy

Listing

Exchange
Cboe BZX

Full fund details

Strategy
The Fund employs a defined outcome strategy, investing primarily in FLEX Options that reference the Underlying ETF, and may also invest directly in the Underlying ETF or its components. This strategy is designed to produce specific investment outcomes based on the performance of the Underlying ETF over an Outcome Period, allowing for potential positive returns regardless of market direction, subject to certain caps and thresholds.
Inception date
August 17, 2020
Fund family
Innovator ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

Buffer ETF — downside protection at a cost

Defined-outcome funds cap upside (typically 8–20%) in exchange for partial downside protection (9–30%), priced via options. Fees are materially higher than the underlying index (often 0.70%+ vs 0.03–0.10%). For most pre-retirees, a simple stock/bond mix achieves similar downside behaviour at a fraction of the cost.

Source: Morningstar, 'Defined-Outcome ETFs: Useful or Uneconomic?' (2023)

Why we flagged this: strategy=structured_outcome + structured_outcome_strategy

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-06-20