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UNOVInnovator U.S. Equity Ultra Buffer ETF - November

Grow my money6y track recordRanked #1,668 of 2,998 in this goal

Seeks to provide returns that match the Underlying ETF's return, up to a cap of 12%, while buffering losses between 5% and 35%.

By Innovator ETFs · Launched 2019

Annual Cost

0.79%

#4,215 of 5,861 · expensive

Fund Size

$107M

#2,924 of 5,861 · mid-size

Return (1Y)Goal

+10.5%

Track Record

6 years

#1,948 of 5,861 · established

Performance

Total-return NAV · USD
Growth of $10,000
$11,132+11.3%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Price Return Index

What it actually holds

By weight

Concentration

Top 5 holdings = 100.1% of fundconcentrated

N/A
100.3%
N/A
2.0%
US BANK MMDA - USBGFS 9
0.3%
N/A
-0.3%
N/A
-2.3%

Asset allocation

Stocks
99.8%
Cash
0.2%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
6.0%Low

Year-on-year price swings

Max drawdown
-14.0%Mild

Worst peak-to-trough loss

Sharpe (3Y)
0.77Decent risk-adjusted returns
Sortino (3Y)
1.10Good downside protection

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to provide returns that match the Underlying ETF's return, up to a cap of 12%, while buffering losses between 5% and 35%.
Strategy
Invests primarily in FLEX Options referencing the Underlying ETF to provide buffered returns against losses of 5% to 35% and to replicate the Underlying ETF's performance, subject to a 12% upside cap. Focuses on large-cap U.S. equity securities.
Inception date
October 31, 2019
Fund family
Innovator ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-04