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XBAPInnovator U.S. Equity Accelerated 9 Buffer ETF - April

Grow my money5y track recordRanked #1,778 of 2,960 in this goal

Seeks to provide investors with returns that are twice those of the Underlying ETF, up to the upside cap of 12.78% while providing a buffer against the first 9% of Underlying ETF losses.

By Innovator ETFs · Launched 2021

Annual Cost

0.79%

#4,047 of 5,562 · expensive

Fund Size

$134M

#2,669 of 5,562 · mid-size

Return (1Y)Goal

+14.7%

Track Record

5 years

#2,345 of 5,562 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$11,509+15.1%

Total-return NAV, USD. Net of fund fees, before tax.

Classification

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 6 holdings = 100.1% of fundconcentrated

N/A
110.4%
N/A
21.9%
US BANK MMDA - USBGFS 9
0.3%
N/A
0.2%
N/A
-0.1%
N/A
-32.6%

Asset allocation

Stocks
76.2%
Cash
23.6%
Other
0.1%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
3.6%Low

Year-on-year price swings

Max drawdown
-14.6%Mild

Worst peak-to-trough loss

Sharpe (3Y)
1.22Strong risk-adjusted returns
Sortino (3Y)
1.82Good downside protection

Where to buy

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to provide investors with returns that are twice those of the Underlying ETF, up to the upside cap of 12.78% while providing a buffer against the first 9% of Underlying ETF losses.
Strategy
Invests primarily in FLEX Options referencing the Underlying ETF and may also invest directly in the Underlying ETF. Seeks to provide returns that are twice the increase in value of the Underlying ETF, subject to a cap of 12.78%. Provides a buffer against the first 9% of Underlying ETF losses during the Outcome Period, with shareholders bearing losses exceeding 9% on a one-to-one basis. The net buffer after management fees is 8.21%.
Inception date
March 31, 2021
Fund family
Innovator ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

Buffer ETF — downside protection at a cost

Defined-outcome funds cap upside (typically 8–20%) in exchange for partial downside protection (9–30%), priced via options. Fees are materially higher than the underlying index (often 0.70%+ vs 0.03–0.10%). For most pre-retirees, a simple stock/bond mix achieves similar downside behaviour at a fraction of the cost.

Source: Morningstar, 'Defined-Outcome ETFs: Useful or Uneconomic?' (2023)

Why we flagged this: strategy=structured_outcome + structured_outcome_strategy

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-06-19