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XDECFT Vest U.S. Equity Enhance & Moderate Buffer ETF - December

Stay safeGrow my money4y track recordRanked #160 of 364 in this goal

Seeks to provide returns of approximately twice any positive price return of the SPDR S&P 500 ETF Trust while providing a buffer against the first 15% of losses.

By First Trust · Launched 2021

Annual Cost

0.85%

#4,514 of 5,861 · expensive

Fund Size

$200M

#2,352 of 5,861 · mid-size

Dividend YieldGoal

0.00%

Track Record

4 years

#2,513 of 5,861 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$11,045+10.5%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 9 holdings = 100.1% of fundconcentrated

CBOE GLOBAL MARKETS, INC.SPY 12 C6.82
96.3%
CBOE GLOBAL MARKETS, INC.SPY 12 C680.6
8.0%
CBOE GLOBAL MARKETS, INC.SPY 12 P680.6
5.3%
CBOE GLOBAL MARKETS, INC.SPY 12 C6.82
1.8%
Dreyfus Government Cash Management Funds
1.0%
CBOE GLOBAL MARKETS, INC.SPY 12 C680.6
0.1%
CBOE GLOBAL MARKETS, INC.SPY 12 P578.51
-0.0%
CBOE GLOBAL MARKETS, INC.SPY 12 P578.51
-2.2%
CBOE GLOBAL MARKETS, INC.SPY 12 C714.83
-10.2%

Asset allocation

Stocks
99.1%
Cash
0.9%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
4.8%Low

Year-on-year price swings

Max drawdown
-11.7%Mild

Worst peak-to-trough loss

Sharpe (3Y)
0.84Decent risk-adjusted returns
Sortino (3Y)
1.23Good downside protection

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to provide returns of approximately twice any positive price return of the SPDR S&P 500 ETF Trust while providing a buffer against the first 15% of losses.
Strategy
Invests in FLEX Options referencing the SPDR S&P 500 ETF Trust to achieve enhanced returns of approximately twice the Underlying ETF's positive price return up to a cap of 10.06%, while providing a buffer against the first 15% of losses. The strategy is designed for a one-year Target Outcome Period.
Inception date
December 17, 2021
Fund family
First Trust

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-04