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XTJAInnovator U.S. Equity Accelerated Plus ETF - January

Take a bet4y track recordRanked #586 of 949 in this goal

Seeks returns that are three times those of the Underlying ETF, up to a cap of 15.36% while matching Underlying ETF losses over the Outcome Period.

By Innovator ETFs · Launched 2021

Annual Cost

0.79%

#4,215 of 5,861 · expensive

Fund Size

$20M

#4,451 of 5,861 · small

Return (1Y)Goal

+14.9%

Track Record

4 years

#2,524 of 5,861 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$11,487+14.9%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Equity

Strategy

Structured outcome

What it actually holds

By weight

Concentration

Top 4 holdings = 100.1% of fundconcentrated

N/A
100.0%
N/A
21.2%
US BANK MMDA - USBGFS 9
0.1%
N/A
-21.2%

Asset allocation

Stocks
99.8%
Cash
0.2%

By sector

Technology
37.9%
Financial Services
11.7%
Communication
10.0%
Consumer Cyclical
9.6%
Healthcare
9.1%
Industrials
8.4%
Consumer Defensive
4.6%
Energy
3.0%
Other
5.8%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
8.6%Low

Year-on-year price swings

Max drawdown
-26.2%Moderate

Worst peak-to-trough loss

Sharpe (3Y)
0.85Decent risk-adjusted returns
Sortino (3Y)
1.27Good downside protection

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks returns that are three times those of the Underlying ETF, up to a cap of 15.36% while matching Underlying ETF losses over the Outcome Period.
Strategy
Actively managed ETF that seeks to provide returns three times those of the Underlying ETF, subject to a cap of 15.36%. Approximately matches Underlying ETF losses, investing primarily in FLEX Options referencing the Underlying ETF and may also invest directly in U.S. equity securities.
Inception date
December 31, 2021
Fund family
Innovator ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-04