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XTOCInnovator U.S. Equity Accelerated Plus ETF - October

Grow my money4y track recordRanked #2,440 of 2,998 in this goal

Seeks to provide returns that are three times those of the Underlying ETF, up to a cap of 14.91% while matching Underlying ETF losses.

By Innovator ETFs · Launched 2021

Annual Cost

0.79%

#4,215 of 5,861 · expensive

Fund Size

$26M

#4,276 of 5,861 · small

Return (1Y)Goal

+14.6%

Track Record

4 years

#2,443 of 5,861 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$11,477+14.8%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 4 holdings = 100.1% of fundconcentrated

N/A
99.3%
N/A
20.9%
US BANK MMDA - USBGFS 9
0.2%
N/A
-20.4%

Asset allocation

Stocks
99.8%
Cash
0.2%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
9.3%Low

Year-on-year price swings

Max drawdown
-24.1%Moderate

Worst peak-to-trough loss

Sharpe (3Y)
0.87Decent risk-adjusted returns
Sortino (3Y)
1.31Good downside protection

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to provide returns that are three times those of the Underlying ETF, up to a cap of 14.91% while matching Underlying ETF losses.
Strategy
Actively managed ETF that seeks to provide returns three times those of the Underlying ETF, subject to a cap of 14.91%. The Fund approximately matches Underlying ETF losses, investing primarily in FLEX Options referencing the Underlying ETF and may also invest directly in U.S. equity securities.
Inception date
September 30, 2021
Fund family
Innovator ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-04