Screener
BPAY vs ITOT
iShares FinTech Active ETF vs iShares Core S&P Total U.S. Stock Market ETF
Key differences
BPAY is an alternative ETF, while ITOT is an equity ETF. BPAY charges 0.55% a year and ITOT 0.03%.
- BPAY is an alternative fund, while ITOT is an equity fund. They carry different risk/return profiles.
- BPAY follows a active selection strategy; ITOT uses index tracking.
- BPAY covers global markets; ITOT covers North America.
- ITOT costs 0.52% less per year.
- ITOT is much larger than BPAY. Larger funds are usually more liquid and less likely to close.
- Over the last three years, ITOT has delivered higher annualized returns.
- ITOT has a longer track record, which may reduce uncertainty around long-term behavior.
Side-by-side comparison
| BPAY | ITOT | |
|---|---|---|
| Annual cost (TER) | 0.55% | 0.03% |
| Fund size (AUM) | $9M | $93.4B |
| Since | 2022 | 2004 |
| Dividend yield | 2.79% | 0.98% |
| Asset class | alternative | equity |
| Region | global | north america |
| Strategy | active selection | index tracking |
| CAGR 1Y | -13.7% | +25.3% |
| CAGR 3Y | +8.9% | +22.2% |
| CAGR 5Y | N/A | +12.3% |
| Sharpe 3Y | 0.33 | 1.16 |
| Volatility 1Y | 26.44% | 12.51% |
| Max drawdown | -33.62% | -35.00% |
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