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SPY vs XRT

State Street SPDR S&P 500 ETF Trust vs State Street SPDR S&P Retail ETF

SPY

State Street SPDR S&P 500 ETF Trust

Annual cost

0.09%

Fund size

$783.8B

XRT

State Street SPDR S&P Retail ETF

Annual cost

0.35%

Fund size

$693M

Key differences

Both SPY and XRT are equity ETFs. SPY charges 0.09% a year and XRT 0.35%. The main difference: SPY costs 0.26% less per year.

  • SPY costs 0.26% less per year.
  • SPY is much larger than XRT. Larger funds are usually more liquid and less likely to close.
  • Over the last three years, SPY has delivered higher annualized returns.
  • SPY has a longer track record, which may reduce uncertainty around long-term behavior.

Side-by-side comparison

SPYXRT
Annual cost (TER)0.09%0.35%
Fund size (AUM)$783.8B$693M
Since19932006
Dividend yield0.98%0.82%
Asset classequityequity
Regionnorth americanorth america
Strategyindex trackingindex tracking
CAGR 1Y+25.2%+8.2%
CAGR 3Y+22.4%+14.8%
CAGR 5Y+13.5%-0.9%
Sharpe 3Y1.170.56
Volatility 1Y12.12%20.36%
Max drawdown-33.72%-47.02%

Similar to SPY and XRT