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XRT vs XLF

State Street SPDR S&P Retail ETF vs State Street Financial Select Sector SPDR ETF

XRT

State Street SPDR S&P Retail ETF

Annual cost

0.35%

Fund size

$693M

XLF

State Street Financial Select Sector SPDR ETF

Annual cost

0.08%

Fund size

$49.4B

Key differences

Both XRT and XLF are equity ETFs. XRT charges 0.35% a year and XLF 0.08%. The main difference: XLF costs 0.27% less per year.

  • XLF costs 0.27% less per year.
  • XLF is much larger than XRT. Larger funds are usually more liquid and less likely to close.
  • Over the last three years, XLF has delivered higher annualized returns.
  • XLF has a longer track record, which may reduce uncertainty around long-term behavior.

Side-by-side comparison

XRTXLF
Annual cost (TER)0.35%0.08%
Fund size (AUM)$693M$49.4B
Since20061998
Dividend yield0.82%1.54%
Asset classequityequity
Regionnorth americanorth america
Strategyindex trackingindex tracking
CAGR 1Y+8.2%+4.6%
CAGR 3Y+14.8%+20.0%
CAGR 5Y-0.9%+8.5%
Sharpe 3Y0.560.99
Volatility 1Y20.36%14.62%
Max drawdown-47.02%-42.86%

Similar to XRT and XLF