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DECWAllianzim U.S. Equity Buffer20 Dec ETF

Stay safeGrow my money#58 of 280 for Stay safe

Specifically, the Advisor intends to invest substantially all of its assets in FLexible EXchange Options (“FLEX Options”) that reference the Underlying ETF. FLEX Options are customized equity or index options contracts that trade on an exchange, but provide investors with the ability to customize key contract terms like exercise prices, styles and expiration dates. It is non-diversified.

AllianzIM · Since 2022 (3 years)

Annual Cost

0.74%

#3444 out of 5,332 ETFs

Fund Size

$221M

#2043 out of 5,332 ETFs

Dividend Yield

0.00%

Track Record

3 years

#2958 out of 5,332 ETFs

Performance

1 Year

+17.1%

3 Years

+11.8%

5 Years

N/A

What's inside

Asset class
Strategy
structured outcome

Asset allocation

Stocks
99.5%
Cash
0.5%

Risk profile

Volatility (1Y)

5.9%

Moderate

Max drawdown

-8.8%

Worst peak-to-trough loss

Sharpe (3Y)

1.12

Excellent risk-adjusted returns

Sortino (3Y)

1.68

Good downside protection

Similar ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

Buffer ETF — downside protection at a cost

Defined-outcome funds cap upside (typically 8–20%) in exchange for partial downside protection (9–30%), priced via options. Fees are materially higher than the underlying index (often 0.70%+ vs 0.03–0.10%). For most pre-retirees, a simple stock/bond mix achieves similar downside behaviour at a fraction of the cost.

Source: Morningstar, 'Defined-Outcome ETFs: Useful or Uneconomic?' (2023)

Why we flagged this: strategy=structured_outcome + structured_outcome_strategy

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

Data updated on 2026-05-05