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MARWAllianzim U.S. Equity Buffer20 Mar ETF

Grow my money3y track recordRanked #2,023 of 2,960 in this goal

Seeks to match the share price returns of the SPDR S&P 500 ETF Trust, up to a specified upside Cap, with a 20% loss buffer.

By AllianzIM · Launched 2023

Annual Cost

0.74%

#3,625 of 5,562 · average

Fund Size

$87M

#3,076 of 5,562 · mid-size

Return (1Y)Goal

+12.7%

Track Record

3 years

#2,943 of 5,562 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$11,260+12.6%

Total-return NAV, USD. Net of fund fees, before tax.

Classification

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 4 holdings = 100.1% of fundconcentrated

SPY 02/27/2026 4.46 C4SPY 260227C00004460
106.2%
SPY 02/27/2026 594.24 P4SPY 260227P00594240
0.1%
SPY 02/27/2026 475.34 P4SPY 260227P00475340
-0.0%
SPY 02/27/2026 657.52 C4SPY 260227C00657520
-6.1%

Asset allocation

Stocks
99.8%
Cash
0.2%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
4.3%Low

Year-on-year price swings

Max drawdown
-7.6%Mild

Worst peak-to-trough loss

Sharpe (3Y)
1.15Strong risk-adjusted returns
Sortino (3Y)
1.69Good downside protection

Where to buy

Listing

Exchange
NYSE Arca, Cboe BZX

Full fund details

Objective
Seeks to match the share price returns of the SPDR S&P 500 ETF Trust, up to a specified upside Cap, with a 20% loss buffer.
Strategy
Invests primarily in instruments with economic characteristics similar to U.S. equity securities. Aims to provide returns matching the Underlying ETF while offering a buffer against the first 20% of losses. The Cap and Buffer are adjusted for management fees.
Inception date
February 28, 2023
Fund family
AllianzIM

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

Buffer ETF — downside protection at a cost

Defined-outcome funds cap upside (typically 8–20%) in exchange for partial downside protection (9–30%), priced via options. Fees are materially higher than the underlying index (often 0.70%+ vs 0.03–0.10%). For most pre-retirees, a simple stock/bond mix achieves similar downside behaviour at a fraction of the cost.

Source: Morningstar, 'Defined-Outcome ETFs: Useful or Uneconomic?' (2023)

Why we flagged this: strategy=structured_outcome + structured_outcome_strategy

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-06-19