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PMAPPGIM S&P 500 Max Buffer ETF - April

Stay safeGrow my money1y track recordRanked #283 of 340 in this goal

Seeks to provide returns matching the SPDR S&P 500 ETF Trust price return up to a cap while maximizing downside protection.

By PGIM · Launched 2025

Annual Cost

0.50%

#2,576 of 5,562 · average

Fund Size

$5M

#5,088 of 5,562 · small

Dividend YieldGoal

0.00%

Track Record

1 year

#4,294 of 5,562 · young

Performance

Total-return NAV · USD
Growth of $10,000
$10,718+7.2%

Total-return NAV, USD. Net of fund fees, before tax.

Classification

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Price Return Index

What it actually holds

By weight

Concentration

Top 4 holdings = 100.0% of fundconcentrated

X-CHANGE FINANCIAL ACCESS LLCSPY 3 C5.59
113.8%
(PIPA070) PGIM Core Government Money Market Fund
2.1%
X-CHANGE FINANCIAL ACCESS LLCSPY 3 P559.39
0.2%
X-CHANGE FINANCIAL ACCESS LLCSPY 3 C600.23
-16.0%

Asset allocation

Stocks
98.4%
Cash
1.6%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
1.2%Low

Year-on-year price swings

Max drawdown
-1.7%Mild

Worst peak-to-trough loss

Sharpe (3Y)
Unavailable

Needs 3+ years of history

Sortino (3Y)
Not yet

Needs 3+ years of history

Where to buy

Listing

Exchange
Cboe BZX, New York Stock Exchange

Full fund details

Objective
Seeks to provide returns matching the SPDR S&P 500 ETF Trust price return up to a cap while maximizing downside protection.
Strategy
Invests primarily in FLEX Options on the SPDR S&P 500 ETF Trust to achieve a downside buffer of approximately 100% against losses and a cap of 7.30% on returns. The Fund is actively managed and targets outcomes over a one-year period.
Inception date
March 31, 2025
Fund family
PGIM

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

Buffer ETF — downside protection at a cost

Defined-outcome funds cap upside (typically 8–20%) in exchange for partial downside protection (9–30%), priced via options. Fees are materially higher than the underlying index (often 0.70%+ vs 0.03–0.10%). For most pre-retirees, a simple stock/bond mix achieves similar downside behaviour at a fraction of the cost.

Source: Morningstar, 'Defined-Outcome ETFs: Useful or Uneconomic?' (2023)

Why we flagged this: strategy=structured_outcome + structured_outcome_strategy

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-06-19