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PMMYPGIM S&P 500 Max Buffer ETF - May

Grow my money1y track recordRanked #2,591 of 2,992 in this goal

Seeks to provide returns that match the price return of the SPDR S&P 500 ETF Trust up to a 6.96% cap while providing downside protection against its losses.

By PGIM · Launched 2025

Annual Cost

0.50%

#2,660 of 5,854 · average

Fund Size

$5M

#5,171 of 5,854 · small

Return (1Y)Goal

+5.1%

Track Record

1 year

#4,272 of 5,854 · young

Performance

Total-return NAV · USD
Growth of $10,000
$10,513+5.1%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

Index tracked

S&P 500 Index

What it actually holds

By weight

Concentration

Top 4 holdings = 100.0% of fundconcentrated

X-CHANGE FINANCIAL ACCESS LLCSPY 4 C5.55
120.6%
(PIPA070) PGIM Core Government Money Market Fund
0.7%
X-CHANGE FINANCIAL ACCESS LLCSPY 4 P554.54
0.0%
X-CHANGE FINANCIAL ACCESS LLCSPY 4 C592.91
-21.3%

Asset allocation

Stocks
98.0%
Cash
2.0%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
1.6%Low

Year-on-year price swings

Max drawdown
-0.6%Mild

Worst peak-to-trough loss

Sharpe (3Y)
Unavailable

Needs 3+ years of history

Sortino (3Y)
Not yet

Needs 3+ years of history

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to provide returns that match the price return of the SPDR S&P 500 ETF Trust up to a 6.96% cap while providing downside protection against its losses.
Strategy
Actively managed ETF that invests at least 80% of net assets in FLEX Options on the SPDR S&P 500 ETF Trust to provide downside protection against approximately 100% of its losses while allowing for upside participation up to a 6.96% cap. The Fund's performance is designed to reflect the price return of the Underlying ETF over the Target Outcome Period.
Inception date
April 30, 2025
Fund family
PGIM

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-03