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TJULInnovator Equity Defined Protection ETF - 2 Yr to July 2027

DiversifierTake a bet3y track recordRanked #109 of 266 in this goal

Seeks to provide returns that match the upside return of the Underlying ETF, up to a cap of 13.61%, while providing a buffer against 100% of losses over the Outcome Period.

By Innovator ETFs · Launched 2023

Annual Cost

0.79%

#4,208 of 5,854 · expensive

Fund Size

$130M

#2,755 of 5,854 · mid-size

Return (1Y)Goal

+5.4%

Track Record

3 years

#3,005 of 5,854 · seasoned

Performance

Total-return NAV · USD
Growth of $10,000
$10,549+5.5%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

What it actually holds

By weight

Concentration

Top 4 holdings = 100.1% of fundconcentrated

N/A
109.2%
N/A
3.4%
US BANK MMDA - USBGFS 9
0.2%
N/A
-12.8%

Asset allocation

Stocks
99.8%
Cash
0.2%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
2.8%Low

Year-on-year price swings

Max drawdown
-4.6%Mild

Worst peak-to-trough loss

Sharpe (3Y)
0.72Decent risk-adjusted returns
Sortino (3Y)
1.05Good downside protection

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to provide returns that match the upside return of the Underlying ETF, up to a cap of 13.61%, while providing a buffer against 100% of losses over the Outcome Period.
Strategy
Actively managed ETF that invests at least 80% of net assets in FLEX Options referencing the Underlying ETF, aiming to provide a buffer against 100% of losses and a cap of 13.61% on returns. The strategy is designed for U.S. equity securities, specifically targeting the S&P 500 Index.
Inception date
July 17, 2023
Fund family
Innovator ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-03