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TOCTInnovator Equity Defined Protection ETF - 2 Yr to October 2027

DiversifierNewRanked #203 of 266 in this goal

Seeks to provide returns that match the upside return of the Underlying ETF, up to a cap of 12.78%, while providing a buffer against 100% of Underlying ETF losses.

By Innovator ETFs · Launched 2025

Annual Cost

0.79%

#4,208 of 5,854 · expensive

Fund Size

$20M

#4,449 of 5,854 · small

Return (1Y)Goal

N/A

Track Record

11 months

#4,710 of 5,854 · young

Performance

Total-return NAV · USD
Growth of $10,000
$10,273+2.7%

Total-return NAV, USD. Net of fund fees, before tax.

What's inside

How Beacon categorizes this fund

Asset class

Alternative

Strategy

Structured outcome

What it actually holds

By weight

Concentration

Top 4 holdings = 100.1% of fundconcentrated

N/A
103.6%
N/A
5.2%
US BANK MMDA - USBGFS 9
0.3%
N/A
-9.0%

Asset allocation

Stocks
99.8%
Cash
0.2%

Risk profile

Last 12 months · Sharpe & Sortino need 3+ years
Volatility (1Y)
N/A
Max drawdown
-2.0%Mild

Worst peak-to-trough loss

Sharpe (3Y)
Unavailable

Needs 3+ years of history

Sortino (3Y)
Not yet

Needs 3+ years of history

Listing

Exchange
Cboe BZX

Full fund details

Objective
Seeks to provide returns that match the upside return of the Underlying ETF, up to a cap of 12.78%, while providing a buffer against 100% of Underlying ETF losses.
Strategy
Actively managed ETF that invests at least 80% of net assets in FLEX Options referencing the Underlying ETF, aiming for returns that match the Underlying ETF's upside, capped at 12.78%, while providing a buffer against 100% of losses. Focuses on U.S. equity securities.
Inception date
September 30, 2025
Fund family
Innovator ETFs

Our take

Structural notes on how this fund behaves. Read our guide on the 6 warning signs.

Buffer
Warning

You can build this cheaper yourself

Defined-outcome funds cap your gains (often 8% to 20%) in exchange for cushioning losses by 9% to 30%, priced with options. The fee runs about 0.70% or more, against 0.03% to 0.10% for a plain index fund. For most investors, a simple stock-and-bond mix gives similar protection for far less.

Sources: Morningstar, 'Buffer Funds Are on the Rise, but They May Not Make Sense for Most Investors' (2025)

Educational analysis of structural product characteristics. Not investment advice. Always read the fund prospectus and consult a qualified advisor before investing. More

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Data updated on 2026-08-03